1. NO ADVICE OR RECOMMENDATIONS

Nummularius does not provide:

• Investment advice
• Financial advice
• Legal advice
• Tax advice
• Accounting advice

All information provided on the Platform, including token descriptions, price references, market data, charts, or commentary, is provided for informational purposes only and does not constitute a recommendation or solicitation to buy, sell, or hold any digital asset.

You are solely responsible for your trading decisions.

2. PRICE VOLATILITY & HIGH RISK

Digital assets are characterized by extreme price volatility. You should be prepared for the possibility of losing your entire investment. Prices can fluctuate significantly in very short periods, driven by factors such as:

• Market sentiment
• Regulatory changes
• Technological developments
• Liquidity constraints

There is no guarantee that you will be able to sell your assets at a certain price or at all.

3. ASSET-BACKED TOKEN CLARIFICATION

NGT, NOT, and NCT are digitally issued tokens whose market pricing is economically referenced to mineral markets but:

• Do not represent ownership of physical gold, oil, or lithium.
• Do not grant redemption rights for physical delivery.
• Are not securities, futures, or derivatives.

No implied or inferred rights shall arise from platform descriptions or pricing references.

4. MARKET MANIPULATION & FRAUD

Digital asset markets may be susceptible to manipulation, fraud, or deceptive practices by third parties. Nummularius is not responsible for losses resulting from such activities or for the accuracy of third-party information.

5. REGULATORY & LEGAL RISKS

Cryptocurrency laws and regulations vary by jurisdiction and may change at any time. Risks include:

• New laws restricting or prohibiting digital asset trading
• Licensing or registration requirements
• Mandatory reporting or asset freezes
• Regulatory enforcement actions

Regulatory changes may result in loss of access, forced liquidation, or asset restrictions.

6. BLOCKCHAIN & TECHNOLOGY RISKS

Blockchain-based systems are subject to risks including:

• Network congestion and delays
• Protocol changes or forks
• Smart-contract vulnerabilities
• Software bugs or failures

Blockchain transactions are irreversible. Errors cannot be undone.

7. CYBERSECURITY RISKS

Despite security measures, digital platforms remain vulnerable to:

• Hacking
• Malware
• Phishing
• Unauthorized access

Losses resulting from cybersecurity incidents may be permanent and unrecoverable.

8. CUSTODY & WALLET RISKS

Depending on the service configuration:

• Assets may be held in custodial or non-custodial wallets
• You may be responsible for safeguarding private keys

Loss of private keys, incorrect wallet addresses, or user error can result in permanent loss of digital assets.

Nummularius is not responsible for losses caused by user mistakes.

9. LIQUIDITY & EXECUTION RISKS

At times, you may experience:

• Limited liquidity
• Delayed execution
• Partial fills
• Inability to exit positions

Orders may execute at prices materially different from expectations.

10. COUNTERPARTY & THIRD-PARTY RISKS

You may be exposed to risks related to:

• Other platform users
• Liquidity providers
• Custodians, banks, or payment partners
• Technology vendors

Failure or insolvency of third parties may affect your access to funds or services.

11. TAX RISKS

Tax treatment of digital assets varies by jurisdiction and is subject to change. You are solely responsible for:

• Determining applicable tax obligations
• Reporting gains or losses
• Paying all required taxes

Nummularius does not guarantee tax compliance or outcomes.

12. ACCOUNT RESTRICTIONS & ASSET FREEZING

Your account or assets may be restricted, suspended, or frozen if:

• Required by law or regulation
• Linked to suspicious or prohibited activity
• Verification requirements are not met

Such actions may occur without prior notice.

13. NO GUARANTEE OF PLATFORM AVAILABILITY

The Platform may experience:

• Downtime
• Maintenance interruptions
• Technical failures

Nummularius does not guarantee uninterrupted or error-free service.

14. ACKNOWLEDGMENT & ASSUMPTION OF RISK

By accessing or using the Platform, you expressly acknowledge that:

• You understand the risks described in this Disclosure
• You accept full responsibility for your actions
• You are financially capable of bearing losses
• You waive any claim that you were inadequately informed

15. CHANGES TO THIS DISCLOSURE

This Risk Disclosure Statement may be updated at any time. Continued use of the Platform constitutes acceptance of the updated version.

16. CONTACT INFORMATION

For questions regarding this Risk Disclosure Statement:

Nummularius – Legal & Compliance Department
📧 risk@nummularius.com
🌐 www.nummularius.com